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I. Legal Statement II. Report Imprint I. Legal Statement: Media owner and publisher: Kontakt. The Arts and Civil Society Program of Erste Bank Group Erste Bank der oesterreichischen Sparkassen AG OE 779/Corporate Sponsoring Petersplatz 7, 1010 Wien, Austria Registration No. 0031313 Based in Vienna, Commercial Register No. 33209m Commercial Court Vienna VAT ID No. ATU15361506 Swift Code/BIC: GIBAATWW Austrian bank code: 20111 Licence: Licensed bank pursuant to Article 1 (1) Austrian Banking Act Competent supervisory authority: Financial Market Authority (Sector Banking Supervision) Praterstraße 23, 1020 Vienna, Austria http://www.fma.gv.at Chamber of Commerce/professional association: Austrian Federal Economic Chamber, Sector Banking Wiedner Hauptstrasse 63, 1040 Vienna, Austria http://www.wko.at Legal framework: Applicable legal regulations are in particular the provisions of the Austrian Banking Act (Bankwesengesetz, BWG), the Securities Supervision Act (Wertpapieraufsichtsgesetz, WAG) and the Savings Banks Act (Sparkassengesetz, SpG) in the applicable versions. http://www.ris.bka.gv.at Disclaimer - important legal notice: Erste Bank der oesterreichischen Sparkassen AG (Erste Bank) has taken all reasonable measures to ensure that all information supplied on this website is complete and correct. However, unintentional and accidental errors may nevertheless have been made. Please accept our apologies for any such errors.  Modifications Erste Bank also reserves the right to update or alter information on this site at any time without prior notice or giving notice of alterations. Links: Erste Bank does neither verify the content nor the legality of other websites it may link to. Erste Bank has no influence on the design of these websites and disassociates itself explicitly from the displayed, possibly unlawful contents. Furthermore, Erste Bank is not liable and takes no responsibility for such contents. E-mails: In keeping with the Electronic Commerce Act, we would like to point out that e-mails sent to us are only accessed during regular banking opening hours. Languages: You can communicate with us in German or English. Data protection: Any personal data collected, processed and used by us is dealt in accordance with the provisions of the Austrian Data Protection Act (Datenschutzgesetz, DSG) and the Austrian Telecommunications Act (Telekommunikationsgesetz, TKG). Editorial staff and concept: Christine Böhler, Boris Marte, Heide Wihrheim (Erste Bank) Design and concept: Collettiva Design GmbH II. Report Imprint: Editorial staff: Redaktionsbuero   Hötzl Mayer OEG www.redaktionsbuero.at Hollandstraße 8/2 1020 Vienna, Austria Phone: + 43 (0) 1 218 63 00 31 Fax: + 43 (0) 1 218 63 00 63 E-Mail: report@redaktionsbuero.at Editors-in-chief:  Manuela Hötzl, Antje Mayer  Authors: are mentioned with each article Editorial manager: Petra Zechmeister Translators (German – English): Tom Appleton Roderick O´Donovan Tim Jones Barbara Maya Philipp Quehenberger Mark Wilch Translator (Serbian – English): Ida Černe Translator (Czech – English): Tomáš Barendregt Translator (Czech – German): Christa Rothmeier Copyreader (English): Claudia Mazanek Tom Appleton Birgit Langenberger Philipp Quehenberger Copyreader (German): Elisabeth Schöberl Editorial staff Erste Bank: Christine Böhler Boris Marte Heide Wihrheim Editorial concept: Redaktionsbuero (Manuela Hötzl, Antje Mayer) Design and concept: Collettiva Design GmbH Copyright: © Erste Bank Legal notice: The rights for texts are held by their authors. Reprinting of excerpts is permitted provided that the publishers are informed. All rights reserved. Text, images, graphics as well as their sequencing are protected by copyright and other intellectual property rights. The contents of this publication may not be copied, distributed, altered or made available to third parties. Further, some pages include pictures that are under copyright to third parties.   This publication has been constructed with the greatest possible care. In spite of this, Erste Bank is not able to guarantee total lack of errors and total accuracy of all the information it contains. Erste Bank guarantees that your information is treated confidentially in conformance with the provisions of the data protection laws.
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